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Just a quick hello to say I'm in need of help and hoping some of you who know of / or have been in my situation can help...
Having agreed a payment schedule with my university, and paying 80% of the fees through it, I defferred a year in order to work.
Once deferred, I deferred the (final) payment until I was restarting.
The university sent letters reminding me of the fee to pay which i foolishly ignored, but thought I was no tregistered for the year, it wouldn't be a terrible thing.
The debt for 1290 was passed onto a collections agency, LRC, and in turn to a legal firm called Sharp Young and Pearce.
LRC sent me a couple of letters which I also ignored, and then I moved house (in February).
Now, 4 months after I've moved, my landlord contacts me to forward on some letters, and one of them is a Judgement for Claimant by default, having received no letters about intention to take me to court, nor any claim letters before judgement (the pale blue).
Unfortunately I have received this letter 7 days past the 28 day to pay period. I called Sharp Young and Pearce who have denied to provide consent if full payment received, and my only hope is a set aside application. The problem is that I do not wish to defend against the debt as I acknowledge it.
Is it worth me applying for a set aside, or do I simply have to face the consequences for my lazyness and thoughtlessness??
Any help is urgently and gratefully received.
Best,
FF
Having agreed a payment schedule with my university, and paying 80% of the fees through it, I defferred a year in order to work.
Once deferred, I deferred the (final) payment until I was restarting.
The university sent letters reminding me of the fee to pay which i foolishly ignored, but thought I was no tregistered for the year, it wouldn't be a terrible thing.
The debt for 1290 was passed onto a collections agency, LRC, and in turn to a legal firm called Sharp Young and Pearce.
LRC sent me a couple of letters which I also ignored, and then I moved house (in February).
Now, 4 months after I've moved, my landlord contacts me to forward on some letters, and one of them is a Judgement for Claimant by default, having received no letters about intention to take me to court, nor any claim letters before judgement (the pale blue).
Unfortunately I have received this letter 7 days past the 28 day to pay period. I called Sharp Young and Pearce who have denied to provide consent if full payment received, and my only hope is a set aside application. The problem is that I do not wish to defend against the debt as I acknowledge it.
Is it worth me applying for a set aside, or do I simply have to face the consequences for my lazyness and thoughtlessness??
Any help is urgently and gratefully received.
Best,
FF
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