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Help please! Secured loan in arrears

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  • Help please! Secured loan in arrears

    Hi,

    We have a secured loan on our property, years ago they wanted repossession on our property due to failed payments. We came to an arrangement. We have stuck to our arrangement for over a year but they keep giving the credit agencies notice a 6 so this is having an impact. We are paying our normal payment to them and more as agreed so are they allowed to keep giving us a negative impact? We are trying to improve our credit report.
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