outstanding debt

[marcusdmills]

When I left the armed forces in 2008 I applied to be a driving instructor with RED the instructor college (who I believe have since gone into liquidation) the cost of the course was over 7,000 depending on whether I passed a CRB check which I did not as I have a previous conviction. I sent the relevant paperwork with my CRB check to RED instructor college notifying them that legally I was unable to attend the course, therefore did not receive any kind of money / services from them. I have just did an Experian credit report and it is showing up with a debt of over 7,000 owing to Barclays as they gave the money to RED instructor college to fund the course which I did not attend, can this debt legally be upheld?


many thanks,

[nemesis45]

Re: outstanding debt

Hi Welcome to LB,

Do you have records of the cancellation of the course?
I think your starting point is a Subject Access Request to Barclays ( Your credit report will have contact details for the Barclays department that dealt with this).

There is a £10 statutory fee to pay, Barclays has 40 days to comply. Template for this in the forum library.

Is there a default date showing on the credit file entry?

*** RED DRIVING SCHOOL*** website is online.

nem