Owed Money from Ex, who is now ignoring me.

[LondonT]

Hi all,



Apologies if this is in the wrong section.



My ex owes me an amount of money I lent to him in order for him to go on an Alcohol course he was required to do in order to open his own bar / restaurant. The amount of the course was £500.

I ended the relationship shortly after, on the grounds of him always wanting money from me. He assured me he would pay back the £500 he owed me, and even offered me a receipt for the course (the one he paid for with the funds I lent him).
Now, however, he has cut all communication. This has been ongoing since November 2013 (when I lent it him). At first he wrote in WRITTEN confirmation (email) that he was moneyless and could not afford to pay back at that present time, but DID accept he OWED it me. However, as time has gone on, he now DENIES that money is owed to me.

I do have written confirmation on multiple occasions he accepts it was NOT a gift and it was lent to him, but now he has changed his tune and has told me to stop contacting him.



Can anyone please assist? I do not like being messed around and refuse to back down when he owes me money.

[sean5302]

Re: Owed Money from Ex, who is now ignoring me.

Hello and welcome to the Forum.
You need to send him a letter before action, explaining that you are prepared to take him to the county court to recover your money.
It may be relatively easy to get a judgment against him, given that you have his email admission.
The hard part will be getting any money out of him.
What assets does he have?

[LondonT]

Re: Owed Money from Ex, who is now ignoring me.

Hello and welcome to the Forum.
You need to send him a letter before action, explaining that you are prepared to take him to the county court to recover your money.
It may be relatively easy to get a judgment against him, given that you have his email admission.
The hard part will be getting any money out of him.
What assets does he have?

Thanks for the response.

I have no idea of his address, as he has since moved to the other end of the country. The restaurant / bar he opened didn't last long and he ended up closing soon after. He's not a very honest man, and has promised money since the beginning but is now denying it.

As for Assets, I doubt he has any. He has a managerial job but does not own a house or similar.

[sean5302]

Re: Owed Money from Ex, who is now ignoring me.

Not looking good, I'm afraid.
You could employ private detective types to track him down, but they're not cheap.
Even if they succeeded, you can't get much from a "man of straw".
I'm sorry to be the bearer of bad news.

[LondonT]

Re: Owed Money from Ex, who is now ignoring me.

Not looking good, I'm afraid.You could employ private detective types to track him down, but they're not cheap.Even if they succeeded, you can't get much from a "man of straw".I'm sorry to be the bearer of bad news.

Well, I know the place he is the manager of, so locating him isn't too much of an issue. If he has a full time managerial role he has an income. Surely this can cover what he owes?

[sean5302]

Re: Owed Money from Ex, who is now ignoring me.

Yes.
The problem would be serving him with the court papers, at an address in England or Wales.
You couldn't sue him at his work address.
If you have a home address for him and then get your judgment, one of the enforcement methods is for his employer to pay your money from his salary. A garnishee order, from memory.

[des8]

Re: Owed Money from Ex, who is now ignoring me.

Yes.
If you obtain a CCJ against him and he fails to pay or fails to keep to an agreed repayment schedule you can return to court for an attachment of earnings.

[wales01man]

Re: Owed Money from Ex, who is now ignoring me.

Is it worth the hassle and bother for 500 quid if you serve papers at an address that's not his you could be running round in circles for the sum involved think is it worth it?