I have two outstanding debts with two councils over council tax.
The first one is in my name only and is for £436 with Baliffs fees is now £529(the baliffs are jacobs). I have been a bit ill informed over the whole process and desperately tried to come to an arrangement with them as I assumed at this stage they where going to break into my house and just seize all my possessions. I made contact with the Baliff who has hand delivered the letters through my door and agreed to pay an initial £50 to come to an arrangement. I refused him entry into the property but he said that he needed me to sign a piece of paper to confirm the arrangement which I stupidly did. Then later on that day I got a Notice of Seizure of Goods and Inventory through the door which had details of my company car on. The piece of paper I signed must of been this but was on a clipboard covered with other papers. The only thing visible was a signature box, it was covered by what looked like an income and expenditure sheet. It says I have 5 days to pay in full otherwise they will be sold. So i contacted the baliff on his mobile, he said it has now returned to the office and to deal with them from now on. I called the office the next day, I was trying to get them to accept a payment plan of £70 per month. They said that they could only accept a payment of £120 per month and that I would need to make a payment in addition to the £50 I made to the baliff in order for the goods not to be siezed within the next week. I tried to explain that the car wasnt mine but they where having none of it, and wouldnt believe the Baliff had done what he did. Im at a bit of a loose end here. After reading other posts I've already entered into an arrangement with them. Am I screwed? I'm not looking forward to a conversation with my boss letting him know that the companies car has been impounded. Im bricking it to be honest.
The next is a debt for £360 which is with rossendales. I was paying the council £50 a month on a £610 debt, but because it's gone into the next council tax year they reffered it to baliffs. I had rang the baliff and offered her £80 per month, which she said she accepted, but then I got a letter through saying it was back with the office and that if I had not got back to them within a week they would start removals. I've called the office and they have said they would put it on hold for a further 7 days whilst I send them my income and expenditure. But that it would likely have to be cleared within 4 months. The thing is with this one is my name is not the only one on the liability order, I had two other housemates on the tenancy at the previous address but it is my debt, I owe the money as I was responsible for the Council tax. I have tried to get their names taken off to no avail, but have been in contact with them and they have not mentioned anything re Baliffs letters/visits. So i'm hoping that my new address is the only one they have on file. As i know they've moved a couple of times. My question here is what to do? Will my income and expenditure suffice and are they likely to accept even though there is 3 people on the order. They are saying they need it over 4 months.
I want to pay. I'm able to pay. But the amounts I've offered are literally the maximum I can afford. Anything else will mean I'm not getting to work due to fuel costs, or not eating. I've got a court date next week for none payment of TV Licence. F knows what Im going to do about that. But the baliffs are my main concern at the moment.
Sorry for the long first post. Your help and advice will be extremely appreciated. As at the moment my head is liable to explode.
Regards.
The first one is in my name only and is for £436 with Baliffs fees is now £529(the baliffs are jacobs). I have been a bit ill informed over the whole process and desperately tried to come to an arrangement with them as I assumed at this stage they where going to break into my house and just seize all my possessions. I made contact with the Baliff who has hand delivered the letters through my door and agreed to pay an initial £50 to come to an arrangement. I refused him entry into the property but he said that he needed me to sign a piece of paper to confirm the arrangement which I stupidly did. Then later on that day I got a Notice of Seizure of Goods and Inventory through the door which had details of my company car on. The piece of paper I signed must of been this but was on a clipboard covered with other papers. The only thing visible was a signature box, it was covered by what looked like an income and expenditure sheet. It says I have 5 days to pay in full otherwise they will be sold. So i contacted the baliff on his mobile, he said it has now returned to the office and to deal with them from now on. I called the office the next day, I was trying to get them to accept a payment plan of £70 per month. They said that they could only accept a payment of £120 per month and that I would need to make a payment in addition to the £50 I made to the baliff in order for the goods not to be siezed within the next week. I tried to explain that the car wasnt mine but they where having none of it, and wouldnt believe the Baliff had done what he did. Im at a bit of a loose end here. After reading other posts I've already entered into an arrangement with them. Am I screwed? I'm not looking forward to a conversation with my boss letting him know that the companies car has been impounded. Im bricking it to be honest.
The next is a debt for £360 which is with rossendales. I was paying the council £50 a month on a £610 debt, but because it's gone into the next council tax year they reffered it to baliffs. I had rang the baliff and offered her £80 per month, which she said she accepted, but then I got a letter through saying it was back with the office and that if I had not got back to them within a week they would start removals. I've called the office and they have said they would put it on hold for a further 7 days whilst I send them my income and expenditure. But that it would likely have to be cleared within 4 months. The thing is with this one is my name is not the only one on the liability order, I had two other housemates on the tenancy at the previous address but it is my debt, I owe the money as I was responsible for the Council tax. I have tried to get their names taken off to no avail, but have been in contact with them and they have not mentioned anything re Baliffs letters/visits. So i'm hoping that my new address is the only one they have on file. As i know they've moved a couple of times. My question here is what to do? Will my income and expenditure suffice and are they likely to accept even though there is 3 people on the order. They are saying they need it over 4 months.
I want to pay. I'm able to pay. But the amounts I've offered are literally the maximum I can afford. Anything else will mean I'm not getting to work due to fuel costs, or not eating. I've got a court date next week for none payment of TV Licence. F knows what Im going to do about that. But the baliffs are my main concern at the moment.
Sorry for the long first post. Your help and advice will be extremely appreciated. As at the moment my head is liable to explode.
Regards.
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