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Advice please ! DCA letters

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  • Advice please ! DCA letters

    Hi,
    I have recently bought a house and, to my dismay, there seems to be a regular stream of letters to the previous owner -from various debt collection agencies.
    Actually there have so far been letters addressed to 7 different names at this adddress...
    Last week I opened one which had no return address - bailliffs with a warrant ! I forestalled their visit.
    I have NO connection with the previous owner or his friends /aliases and no contact details for him (strange that) but I'm not sure what to do with these letters. I was popping them in envelopes with a covering letter when curiosity made me google the return addresses, most are debt collection agencies but one may be a mortgage company. I'm now worried that he may have an unpaid mortgage secured on the equity on the house - so didn't actually have the legal right to sell it.
    Had I better get back to my solicitor who did my conveyancing ?
    Pollyolly
    Tags: None

  • #2
    Re: Advice please ! DCA letters

    You are actually committing an offence by opening mail addressed to someone else.

    All you have to do is write accross the front of the letters is NOT KNOWN AT THIS ADDRESS and post them in your nearest ltterbox

    Comment


    • #3
      Re: Advice please ! DCA letters

      I actually took a bundle of letters to the local post office, showed the postmaster a letter from my solicitor as proof I had bought the house, and asked him if they could be returned to sender. Two days later the identical letters were redelivered ! It was only letters with no return address that I opened.
      There are letters every day. I have returned some, but they just send more. Today I am returning them (unopened) in envelopes with a covering letter explaining that he no longer lives there.
      I am concerned that one address is of a mortgage company who specialises in bad debts and re-possessions. If the guy I bought from had a mortgage secured on the property (and he's skipped off with the proceeds) where do I stand ?

      Comment


      • #4
        Re: Advice please ! DCA letters

        You are not the person named in the letters so don't worry. The letters are all computer generated threats. Personally I would not give the DCAs any information such as your name. Just keep posting them in the nearest postbox. They will eventually get bored

        Comment

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