Court citation

[clydesdale8]

Hi everyone can anyone help me please.

I had a loan with RBS,7k left to pay.Per advised on the get out of debt for free site I stopped paying and followed the rules of sending the letters asking for proof of the alleged debt etc.It got passed to a lawyers in Glasgow.They have ignored the tacit agreement I got them in and have passed the debt to the court.It seems to be only the loan that is causing the problem,I have dealt with a couple of credit cards and has worked no problem per the instructions on the get out of debt free website.

The other day I got a citation to court,no stamp on it so looks like it was hand delivered.I have until the end of this month to either come to an arrangement to pay or defend in court.I really don't want to go to court.I was going to send it back as "no contract" but was wondering if anyone can tell me the best thing to do.I appreciate any help.Thanks in advance and keep up the good work :-)

[Celestine]

Re: Court citation

Hi Clydesdale

We usually advise people to maintain payments whilst they dispute accounts. It means that you keep control of the situation.

Have a good read of the forum, sounds like you'd be sensible to renegotiate a payment plan a.s.a.p

Best of Luck