I need advice re court threat - please

[gardener]

I am not sure which forum to post this problem in.

a few months after my finances got pretty bad the credit card company sold the account. Now morgan solicitors say they will start court action soon if I dont pay the lot immediately but I dont have the savings or income to do that. The letter has lots of legal stuff about pre-action protocols and I am obliged to respond to it and I find it really confusing. It also says I should get independent advice. I already did that and it said at the moment I can only afford to offer a token £1 a month to all my creditors until I am in a better situation. My other half is worried they are trying to get a court order on our home because that will turn an unsecure debt into a secure one

I can post up all the details if you can tell me where to and what should be left out.

I hope the legalbeagles can help, thank you.

[Angry Cat]

Re: I need advice re court threat - please

Welcome, Gardener!

You can tell your story about your experience with Cabot/Morgan/Egg here:
http://www.legalbeagles.info/forums/...play.php?f=250

Open up the above link, scroll down to the bottom of the page, where you will see: "New Topic". Click on "New Topic" and then you can begin to explain more about what has happened.
Because, we will need much more information, before we can assist.

Keep calm