Melbourne Morgages and charges

[waveydavey]

Hi everyone.

Nice to find this site.

We have a Fixed securred loan of £25000 with Melbourne Mortgages.

We got into arrear with them last year but made additional payments to catch up. However we have received a letter today stating that we are still in arrears and listed charges comprising

£195 for expenses
£450 additional charges
£342 interest
£1742 arrears and that we are being charged an additional 79 pence per day.

We can bring the account up to date if we pay £2736.77.

We have never received any notification of any additional charges. Nor have we been told that we still have arrears.

It would seem that Melbourne are just applying charges as and when.

Has anyone else experianced problems with Melbourne. We where advised to use Melbourne by the now defunct yes Loans.

Any help would be gratefully received.

[paulb2905]

Re: Melbourne Morgages and charges

MELBOURNE MORTGAGES LIMITED Active
Company Information Private Limited Company Company Number: 03086412 Country of Origin: United Kingdom
DatesDate of Incorporation: 1 August 1995
Registered Office 88 Crawford Street, London, W1H 2EJ
Accounts Accounting Reference Date: 31 December Category: Dormant Last made up date: 31 December 2009 Next due date: 30 September 2011
Annual Return Last made up date: 1 August 2010 Next due date: 29 August 2011
Additional Information SIC: 6523 - Other financial intermediationLast full members dated: 1 August 2010
Previous Names 28 January 1999 - MELBOURNE BROKERS LIMITED 21 August 1995 - DEALGRADE LIMITED




Cant find any record of the firm being registered on the FSA website as being authorised to carry out business.....................................

[Angry Cat]

Re: Melbourne Morgages and charges

MELBOURNE MORTGAGES LIMITED Active
Company Information Private Limited Company Company Number: 03086412 Country of Origin: United Kingdom
DatesDate of Incorporation: 1 August 1995
Registered Office 88 Crawford Street, London, W1H 2EJ
Accounts Accounting Reference Date: 31 December Category: Dormant Last made up date: 31 December 2009 Next due date: 30 September 2011
Annual Return Last made up date: 1 August 2010 Next due date: 29 August 2011
Additional Information SIC: 6523 - Other financial intermediationLast full members dated: 1 August 2010
Previous Names 28 January 1999 - MELBOURNE BROKERS LIMITED 21 August 1995 - DEALGRADE LIMITED

Cant find any record of the firm being registered on the FSA website as being authorised to carry out business.....................................

CCA Search Results :: Licence Details
Application / Licence Details




Licence Number:0400227
Licence Status:Current

Current Applicant / Licensee:

Business NameCompany Registration NumberMelbourne Mortgages Limited3086412

Categories:

Consumer credit Provision of credit information services, excluding credit repair

Right To Canvass Off Trade Premises:No


Issued Date: 20-Oct-1995
Date Maintenance Payment Due: 20-Oct-2015


Legal Formation:

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

NamePositionDavid Leon Stern Howard Marc Sheldon Simon Perry Stern

Nature of Business:

Other Investment/Financial Advisers

Current Address(es):

Address TypeAddressPrincipal Place Of BusinessPrestige House, 16 Melbourne Road, Bushey, Hertfordshire, WD23 3LNRegistered Office88-90, Crawford Street, LONDON, W1H 2EJ, United Kingdom

Historic Address(es):

Address TypeAddressPrincipal Place Of BusinessBournehall House, Bournehall Road, Bushey, Hertfordshire, WD2 3DWPrincipal Place Of BusinessBournehall House, Bournehall Road, Bushey, Hertfordshire, WD23 3DWPrincipal Place Of BusinessShern House 16, Melbourne Road, Bushey, Herts, WD2 3LNRegistered Office13, Station Road, Finchley, London, N3 2SBRegistered Office32, Green Anne Street, London, W1M UHDRegistered Office32, Queen Anne Street, London, W1G 8HDRegistered OfficeHobson House 155, Gower Street, London, WC1E 6BT