Hi all,
I found my way here via never-in-doubts forum 'All about debt'.
I'm currently pursuing unenforceability with 5 creditors (although 2 are egg and I think now they're enforceable).
Barclays and HFC have both admitted they have no credit agreement, and Style sent me a copy of the application form rather than CCA, so I assume they don't have one either.
I decided to go the unenforceability route when I realised if I tried to pay all these debts I would be doing so for the next 30 years, and this seemed to be the only option left to me.
Hi.
I found my way here via never-in-doubts forum 'All about debt'.
I'm currently pursuing unenforceability with 5 creditors (although 2 are egg and I think now they're enforceable).
Barclays and HFC have both admitted they have no credit agreement, and Style sent me a copy of the application form rather than CCA, so I assume they don't have one either.
I decided to go the unenforceability route when I realised if I tried to pay all these debts I would be doing so for the next 30 years, and this seemed to be the only option left to me.
Hi.
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