Cento Client Review phone call

[nay68]

i recived a phone call today on my mobile of Cento Client Review they said they can get me money back of my credit cards,not have to pay oustanding balance, stop intrest ect mis sold aggrements if i taken credit cards out between 1990-2007, ive got them with mbna barclays egg mint,
they want a £299 upfront fee and 30% of what they recover!! is this true has anyone used this company??

[enaid]

Re: Cento Client Review phone call

Hello nay68 and welcome to Beagles, in answer to your question, please have a read HERE

[TUTTSI]

Re: Cento Client Review phone call

Hi Nay

Please read the link that Enaid gave you and think very carefully about parting with any money and or any personal information.

Anything that they can do for a fee, you can do yourself without any costs and you will preserve your personal information.

We do not know of anyone in almost a year that has actually recovered any money back and the fees keep going up.

You are welcome to start a thread with deatils of your claim in the relevant section and we will help you.

Regards
Tuttsi

i recived a phone call today on my mobile of Cento Client Review they said they can get me money back of my credit cards,not have to pay oustanding balance, stop intrest ect mis sold aggrements if i taken credit cards out between 1990-2007, ive got them with mbna barclays egg mint,
they want a £299 upfront fee and 30% of what they recover!! is this true has anyone used this company??

[nay68]

Re: Cento Client Review phone call

hi thanks i would like some help in tryin to sort out my ccds

[TUTTSI]

Re: Cento Client Review phone call

please have a read of this thread re Credit card charges http://www.legalbeagles.info/forums/...ad.php?t=17444

I take it cc - credit card
ds ?

I order to see if you have anything mis-sold you need to obtain copies of your agreements and all data held on you - you need to send an SAR http://www.legalbeagles.info/forums/...ad.php?t=14196 the cost is £10 for each company.

[nay68]

Re: Cento Client Review phone call

Thanks Ill Look In To This Im Not Very Good With Letter

[nay68]

Re: Cento Client Review phone call

Thanks Ill Look In To This Im Not Very Good With Letter

hi what template letter will i need to send to mnba now bank of america. i want to get copy of original credit card agreement

[TUTTSI]

Re: Cento Client Review phone call

You need to send a SAR (Subject Access request) + £10 to MBNA
http://www.legalbeagles.info/forums/...ad.php?t=14196 you will find the letter on the 1st post on this thread.

You should also read this
If anybody fancies a read here is the recent judgement at Manchester Mercantile Court http://www.judiciary.gov.uk/docs/jud...rey-v-hsbc.pdf

and press release from the Mail
http://www.dailymail.co.uk/money/art...-loophole.html

Judge closes credit card loophole
Borrowers hoping to use a 'cynical' legal loophole to escape credit card debts have been dealt another blow.
A High Court judge has decided banks are entitled to chase debts even if they have lost the original credit agreement or have failed to provide the document within 12 working days.
Borrowers - mainly advised by claims management firms - had tried to have credit agreements deemed 'unenforceable' when lenders failed to meet these criteria.


Still valid: Credit card firms will not have to provide an exact copy of the credit agreement in order to enforce a debt

An unenforceable debt means the lender cannot chase a borrower for money owed. However, it can still register a black mark against their credit score.
'Many of these claims are cynical because people knew what they had signed up to,' says Chris Busby, of law firm Eversheds. 'This judgment is another nail in the coffin of the credit card reclaim industry.'


Tuttsi

hi what template letter will i need to send to mnba now bank of america. i want to get copy of original credit card agreement

[nay68]

Re: Cento Client Review phone call

hi what template letter will i need to send to mnba now bank of america. i want to get copy of original credit card agreement

thanks ill get a letter sent off

[nay68]

Re: Cento Client Review phone call

sent letter to mbna and halifax credit cards today! whats the next step

[Sapphire]

Re: Cento Client Review phone call

You wait for a reply, in the meantime have a good read of the thread about Cento and others related to acquaint yourself.

[MrsSkint]

Re: Cento Client Review phone call

Hiya Nay

Just to let you know that I'm still trying to get out of a CMC. They are still billing me for work they haven't actually done, so don't touch them with a bargepole lovey.

You've sent off your SAR, so keep us updated with any replies and the guys on this forum will be able to help you. Good Luck xxx

[nay68]

Re: Cento Client Review phone call

Hiya Nay

Just to let you know that I'm still trying to get out of a CMC. They are still billing me for work they haven't actually done, so don't touch them with a bargepole lovey.

You've sent off your SAR, so keep us updated with any replies and the guys on this forum will be able to help you. Good Luck xxx

thanks ill see if they reply

[nay68]

Re: halifax credit card reply

got a reply from halifax after sendin sar
they have sent me a copy of statements datin back from 2002 - 2009.
22 jan 2010

[nay68]

Re: Cento Client Review phone call

Copy of letter recived of halifax credit card recived 20 jan

I sent a SAR request on the 12 jan 2010

Your request for information

Further to your letter of 12th January 2010, I am pleased to confirm the following:

For account(s) ending **** **** **** ****

The information you requested on the above account(s) has now been ordered and will be sent to you as soon as they are ready. As you ahve asked for details on various types of accounts, we need to contact various different teams to provide you with the information you need. Each team will respond individually and it may mean that you will recieve the requested information at staggered intervals. If you have not recieved the required information within the next two weeks then please feel free to get in touch.

In relation to your request for information about any manual intervention on your
account(s). I am sorry but as we are not required to record this information I am unable to help you with this request.

Details of how we make use of this personal information can be found at www.halifax.co.uk/securityandprivacy. Registered data protection notification details can be found at www.ico.gov.uk. If you ahve any difficulties accessing this information, please let me know and I will be happy to forward you a printed copy of either document.

Yours Sincerely

Matthew Waller


they have sent me a copy of statements from 2002-2009, whats the next step