Hi - I hope you can help me please. I had a debt with Cahoot who sold it to Robinson Way who have instructed Horwich Farrelly Solicitors. I had letter from HF saying it was precourt, I ignored it as my mum was seriously ill and dying. I then received court info from Northampton Bulk, I acknowledged service. I then filed a defence. Meanwhile I sent letter to HF asking for all the info they have etc (CPR) and then wrote back saying that didnt apply and I needed to send £10 for data request. I ignored that and I have now received forms from Northampton Bulk which I belive is an allocation questionnaire with no information about what an allocation questionnaire is. I do not know how to proceed.
Some background - In December 2008 I sent letter to RW asking for copy of credit agreement, eventually I received this but it did not appear to contain all the correct information, so I wrote again. they then instructed HW. I should point out that I have never received a default notice for this debt. I had been paying cahoot on a monthly basis an agreed sum without interest for two years and then out of the blue they sold it to Robinson Way.
I hope you can help - urgently please
Some background - In December 2008 I sent letter to RW asking for copy of credit agreement, eventually I received this but it did not appear to contain all the correct information, so I wrote again. they then instructed HW. I should point out that I have never received a default notice for this debt. I had been paying cahoot on a monthly basis an agreed sum without interest for two years and then out of the blue they sold it to Robinson Way.
I hope you can help - urgently please
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