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Hi All,
Hoping for a bit of advice.
Back in April I was turning right into a car park. There was a stationary car waiting to exit the car park. As I turned in, the car straightened and my wing mirror passed the back of her car. I then heard a crunch from behind me.
I parked in the first available spot to inspect the damage and luckily my car had survived with only a faint scratch mark. A few seconds later the other driver arrived and her bumper underneath her right hand passenger door had been mangled and was sticking out.
The collision occured behind both of us, so neither of us could be sure what had happened and who caused it. All I know is that at the point of impact my car was perfectly straight which led me to assume she had turned into me causing the collision.
We swapped details and I drove home. Later on that day I received a text from her asking for my license plate as she forgot to get it from me. I decided to then call my insurance company and report it as I assumed she would be doing the same and I wanted to cover myself.
The damage on my car was so minimal that I didn't need to claim. A few months later I receive a letter from her insurance company demanding that I pay £3,500 for the repairs she had done to her car. I called my insurance company who told me to ignore the letter and they would deal with it.
A couple of months passed and then I received court papers. I now have to do a statement and appear in court next month.
There is no CCTV, no witnesses. I don't really understand how she hopes to win this. But I'm no expert.
From the above should there be anything I should be worried about... I'm worried that I will inadvertently put something in the statement that will count against me..
Hoping for a bit of advice.
Back in April I was turning right into a car park. There was a stationary car waiting to exit the car park. As I turned in, the car straightened and my wing mirror passed the back of her car. I then heard a crunch from behind me.
I parked in the first available spot to inspect the damage and luckily my car had survived with only a faint scratch mark. A few seconds later the other driver arrived and her bumper underneath her right hand passenger door had been mangled and was sticking out.
The collision occured behind both of us, so neither of us could be sure what had happened and who caused it. All I know is that at the point of impact my car was perfectly straight which led me to assume she had turned into me causing the collision.
We swapped details and I drove home. Later on that day I received a text from her asking for my license plate as she forgot to get it from me. I decided to then call my insurance company and report it as I assumed she would be doing the same and I wanted to cover myself.
The damage on my car was so minimal that I didn't need to claim. A few months later I receive a letter from her insurance company demanding that I pay £3,500 for the repairs she had done to her car. I called my insurance company who told me to ignore the letter and they would deal with it.
A couple of months passed and then I received court papers. I now have to do a statement and appear in court next month.
There is no CCTV, no witnesses. I don't really understand how she hopes to win this. But I'm no expert.
From the above should there be anything I should be worried about... I'm worried that I will inadvertently put something in the statement that will count against me..
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