I sent a CCA request Cabot in May for a RBS card debt, they replied saying that they could not produce documents and the debt was unenforceable until they could do so. Since then I have had constant phone calls text messages and letters. I made a complain. They offered me £50 as they did not stop calling at the time of my complaint they didn't follow their own procedure. In the letter they say that they own the debt since July 2017. I have not ever paid them since then. They have not produced the paperwork for the CCA but now say the debt is enforceable.
Is this correct?
Is this correct?
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