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Lantern Debt recovery
I have received numerous emails from Lantern stating that I owe money for debts. I sent them a 'prove it' email. Their response is below:
Thank you for your recent communication.
The above balance is regarding 3 combined balances in your name.
Lantern are now the legal owners of the outstanding balance which is why we are getting in touch to see how you plan on managing this balance moving forward.
We are here to help and have a number of options available to help clear this balance down.
We look for forward to your response.
They sent me a credit agreement for Elevate and 247 Money.
They did not send me Oakham
So my understanding would be:
Elevate would be statue barred.
Oakham not sure on this one as they haven't sent me a copy of the credit agreement
247 Moneybox I set up a payment plan
Just to add to this, Lantern were chasing me for a debt that wasnt theirs as I was paying another debt company. They refused to believe this. I then went to the FOS and won the case and compensation. I then start receiving these emails from Lantern
Any help with the above would be greatly appreciated
Thank you for your recent communication.
The above balance is regarding 3 combined balances in your name.
- Elevate Credit International - Loan open date 22/01/2014 - Original loan amount - £235
- Oakham - Loan open date 15/03/2018 - Original loan amount - £560
- 247 Money Box Loan open date 28/06/2018 - Original loan amount - £154
Lantern are now the legal owners of the outstanding balance which is why we are getting in touch to see how you plan on managing this balance moving forward.
We are here to help and have a number of options available to help clear this balance down.
We look for forward to your response.
They sent me a credit agreement for Elevate and 247 Money.
They did not send me Oakham
So my understanding would be:
Elevate would be statue barred.
Oakham not sure on this one as they haven't sent me a copy of the credit agreement
247 Moneybox I set up a payment plan
Just to add to this, Lantern were chasing me for a debt that wasnt theirs as I was paying another debt company. They refused to believe this. I then went to the FOS and won the case and compensation. I then start receiving these emails from Lantern
Any help with the above would be greatly appreciated
