How to deal with original Creditors (loan & credit card debt) after receiving Default Notice?
I was with Debt Management Plan and decided to go solo and was not paying a single penny due to life circumstances, for last few months.
What is the best way to avoid legal actions from original creditor? Should I just write to them and propose token payment? Or should I just start paying £1 a month, without contacting them? Or should I just wait for my debt to be sold to Debt Collectors, and then introduce token payments? or are there other options?
I was with Debt Management Plan and decided to go solo and was not paying a single penny due to life circumstances, for last few months.
What is the best way to avoid legal actions from original creditor? Should I just write to them and propose token payment? Or should I just start paying £1 a month, without contacting them? Or should I just wait for my debt to be sold to Debt Collectors, and then introduce token payments? or are there other options?