Hi,
hopefully someone can give me some advice ?
received a notice of enforcement this week for high court writ of control from marstons recovery for lowells regarding a ccj that was made against me in July 2012 to which I have no knowledge of until this first letter ,
I contacted citizens advice who pushed me on to national debt line the advisor didn’t help me at all just read there website word for word really, and told me to send Lowell’s a hold for action letter and bailiffs a vulnerability letter
both which are admitting to debt of £1540
so I contact Another adviser who said do nothing wait for bailiff send them away saying your seeking advise of course my minds going full throttle reading forums websites for advice, arghhhh!!
I took it upon myself to contact court regarding case and have found out original creditor is from o2 for a default in January 2013 and Lowell’s were claimant at court
i have had no correspondence from any firm with alleged debt, I am unaware that I do owe,
I was with o2 before my current company which I can see from bank statements last payment was April 2012 so unsure how seven months later a default occurs
I did move house in December 2017 after ccj but still no warning even though electoral roll, dvla, and bank etc all have current address and other creditors so still again how does this notice reach me but no other correspondence?
would really like any advice anyone can give me to what to do on this tight timescale,
many thanks
hopefully someone can give me some advice ?
received a notice of enforcement this week for high court writ of control from marstons recovery for lowells regarding a ccj that was made against me in July 2012 to which I have no knowledge of until this first letter ,
I contacted citizens advice who pushed me on to national debt line the advisor didn’t help me at all just read there website word for word really, and told me to send Lowell’s a hold for action letter and bailiffs a vulnerability letter
both which are admitting to debt of £1540
so I contact Another adviser who said do nothing wait for bailiff send them away saying your seeking advise of course my minds going full throttle reading forums websites for advice, arghhhh!!
I took it upon myself to contact court regarding case and have found out original creditor is from o2 for a default in January 2013 and Lowell’s were claimant at court
i have had no correspondence from any firm with alleged debt, I am unaware that I do owe,
I was with o2 before my current company which I can see from bank statements last payment was April 2012 so unsure how seven months later a default occurs
I did move house in December 2017 after ccj but still no warning even though electoral roll, dvla, and bank etc all have current address and other creditors so still again how does this notice reach me but no other correspondence?
would really like any advice anyone can give me to what to do on this tight timescale,
many thanks