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    I guess this has been aired before.
    A close family friend had a C/C it and went into Default, appears from what information I have been told that payments have been made by Direct Debit, but maintained that there was never a Default letter or a notice that the debt was /has been sold/Passed on. Another of these Summons to Court has never been received. Judgement granted for non-attendence, the family member just happened to mention to me the basic circumstances, Now this is the problem, this debt goes back to approx the year of 2003. The question is can a S.A.R be sent to the original lender or, to the Debt Purchaser, and expect one or both to respond, as it is quite old and there may be an exception to this and they have no obligation to respond.
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  • #2
    They can send a SAR, even though it's quite a long time. Send a SAR to both.

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