The SAR has arrived!!
Would appreciate everything if anyone has any additional advice.
I have had a look few some of the documents and as predicted Elderbridge do store a lot of documents and have great record keeping.
This is a second charge mortgage
I have had a look at the Legal Charge and the Financial Planner and the signatures are forged (They do not match my nans however it may match her late husband) The 'Witness' is also his best friend at the time. - My nan has no recollection of this. The notes on file are simply payment notes.
The broker valued my nans house at £85000 and £95000 in 2007, The value was about 35-45k so I am not sure where that number has got pulled from,
The breakdown of payments have also explained where the money went and it looks like it's to clear his debts with the 'big one' at £27000 to SPML.
The disbursement document is also not signed or verified by anyone.
The interest rate was 15.30% when this all began.
Is there any documents I should be looking for so I'm able to provide you with the details so you can advise accordingly?
Thank you!
Dean
Would appreciate everything if anyone has any additional advice.
I have had a look few some of the documents and as predicted Elderbridge do store a lot of documents and have great record keeping.
This is a second charge mortgage
I have had a look at the Legal Charge and the Financial Planner and the signatures are forged (They do not match my nans however it may match her late husband) The 'Witness' is also his best friend at the time. - My nan has no recollection of this. The notes on file are simply payment notes.
The broker valued my nans house at £85000 and £95000 in 2007, The value was about 35-45k so I am not sure where that number has got pulled from,
The breakdown of payments have also explained where the money went and it looks like it's to clear his debts with the 'big one' at £27000 to SPML.
The disbursement document is also not signed or verified by anyone.
The interest rate was 15.30% when this all began.
Is there any documents I should be looking for so I'm able to provide you with the details so you can advise accordingly?
Thank you!
Dean
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