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Car Finance/ v5 log book/ charging order
I’m looking for some advice on a car finance company. The company in question has now changed its name. Looking at the agreement I’m not sure why they would ask for the v5 to be in my husband’s name with the company name along side it and the company address.
after my husband being out of work for a weeks we missed a car payment. The day the second payment was due my husband wasn’t home just myself and two children. He was getting paid that day and contacted the company telling them he could pay the outstanding debt after 4pm when he got home or I would be home and if they are happy to take the phone payment from me even though it was in his name.They told him he was fine to make the payment later that day with him leaving his wallet at home.
Around 3pm a man came banging down my door. I opened the door a little nervous and he told me to remove my items from the car and give him the keys. Had a piece of paper with him that looking back could have been anything because I was 7 months pregnant and panicking. I was trying to call my husband but getting no reply and this man took the car and left.
After all kinds of phone calls to my relief he was from the finance company.They decided they were not going to bring back the car.
years later we have come across a charging order on the house from this company that has changed its name.
none of this seems to add up and after finding the credit agreement I can’t help but think something is not right about it all. Any advice would be very much appreciated.
after my husband being out of work for a weeks we missed a car payment. The day the second payment was due my husband wasn’t home just myself and two children. He was getting paid that day and contacted the company telling them he could pay the outstanding debt after 4pm when he got home or I would be home and if they are happy to take the phone payment from me even though it was in his name.They told him he was fine to make the payment later that day with him leaving his wallet at home.
Around 3pm a man came banging down my door. I opened the door a little nervous and he told me to remove my items from the car and give him the keys. Had a piece of paper with him that looking back could have been anything because I was 7 months pregnant and panicking. I was trying to call my husband but getting no reply and this man took the car and left.
After all kinds of phone calls to my relief he was from the finance company.They decided they were not going to bring back the car.
years later we have come across a charging order on the house from this company that has changed its name.
none of this seems to add up and after finding the credit agreement I can’t help but think something is not right about it all. Any advice would be very much appreciated.
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