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Hi All,
I recently received a letter of claim from Overdales Solicitors for two accounts ( they have combined the two )
I've sent them the CCA as mentioned in these forums and have just received their reply via email
the documents they attached were statements of these accounts ( purchases, and payment dates ) which match the details above
they also attached the credit agreements ( attached to this post for reference )
I have no knowledge of the first account ( shop direct ) - the name on the this is mine, and the address is one that I shared with two others for a short period in 2012, however the email address is not mine. and there is no physical signature - I'm not sure what action to take for this.
the second account I do recognise, however had thought the balance had been paid off by my ex, who I let take control of the card, so I believe I'm on the hook for that.
the Credit Agreement has my signature so I don't think I have any options but to pay.
both documents have the same address that I lived at in 2012 ( moved to a new address in December 2012 )
any help or advise would be greatly appreciated.
( I tried to attach the documents but I don't have permission to )
I recently received a letter of claim from Overdales Solicitors for two accounts ( they have combined the two )
I've sent them the CCA as mentioned in these forums and have just received their reply via email
We are currently managing two accounts under the reference number provided above. The details of the accounts are as follows:
Lowell Portfolio I Ltd reference: [removed] - Shop Direct(Littlewoods) account, balance: £1598.05
This account was opened on 30th March 2013. The last payment made was £48.08 on 21st June 2016 and total payments to the account were £1604.21.
Lowell Portfolio I Ltd reference: [removed] - Capital One account, balance: £902.93
This account was opened on 17th August 2012. The last payment made was £25.00 on 29th July 2016.
We have suspended your account for 21 days to enable you to go through the attached documentation
Lowell Portfolio I Ltd reference: [removed] - Shop Direct(Littlewoods) account, balance: £1598.05
This account was opened on 30th March 2013. The last payment made was £48.08 on 21st June 2016 and total payments to the account were £1604.21.
Lowell Portfolio I Ltd reference: [removed] - Capital One account, balance: £902.93
This account was opened on 17th August 2012. The last payment made was £25.00 on 29th July 2016.
We have suspended your account for 21 days to enable you to go through the attached documentation
the documents they attached were statements of these accounts ( purchases, and payment dates ) which match the details above
they also attached the credit agreements ( attached to this post for reference )
I have no knowledge of the first account ( shop direct ) - the name on the this is mine, and the address is one that I shared with two others for a short period in 2012, however the email address is not mine. and there is no physical signature - I'm not sure what action to take for this.
the second account I do recognise, however had thought the balance had been paid off by my ex, who I let take control of the card, so I believe I'm on the hook for that.
the Credit Agreement has my signature so I don't think I have any options but to pay.
both documents have the same address that I lived at in 2012 ( moved to a new address in December 2012 )
any help or advise would be greatly appreciated.
( I tried to attach the documents but I don't have permission to )
