Set aside my CCJs

[Ram26]

Hi,

Can anyone help me with this issue?
I have 3 CCJ s under my name which were recorded at my old address. I did not know about it until I checked my credit report from the start of this year. I have sent 3 different N244 forms to Court to set aside my CCJs and I have received a hearing date in October. The letter says If the parties should discuss what can be agreed before the hearing. If your case settles or an agreement in reached before hearing you must immediately tell the court this.
My question is, If I paid all the money in full and settled with the claimant before the hearing date, is it still possible to set aside my CCJs? I would like to wipe out this record from my credit file as soon as possible.

Thanks in advance

[Law Student 3]

ULA Celestine

Hello, setting aside a CCJ through a default judgment requires a hearing is for the court to decide that the reason you have state is correct. One way which you can speed up the process is if the claimant consent to the judgment being set aside. By having it set aside the CCJ will be permanently removed from your records. If you do decide to contact the claimants and try to negotiate and settle the debts in full the register will show the CCJs as "satisfied" and they will remain on your record for 6 years. Therefore I would suggest that it can be better for you to wait for the court hearing so you can get the CCJs removed rather than having them just satisfied.

I hope this helps. If you have any further questions you can come back to this thread

[Celestine]

Good advice to be very cautious about paying the opponent anything before a set aside hearing. This would invalidate the core reason for the set aside and would be an abuse of the court processes. Obviously once set aside is achieved, you have a live court claim again and you can settle all you like then.
The Claimant will NOT play fair and make you aware of this risk so be careful how you go about this.