Urgent - looking for Example Defence wording for mobile phone moneyclaim

[lostonme]

Hello
I found this site very last minute whist looking for example wording to try to defend a moneyclaim (Lowells) re an unused mobile phone account (Vodaphone). I saw there's a template for consumer act covered goods, but there's a note saying mobile phone accounts / utilities are not covered, which i assume means i shouldnt use that template?

About me: I'm waiting for an appointment with a debt adviser (from Money & Mental Health) but im now out of time to respond to this small claim form so am trying to enter this defence on my own without any advice, support or previous experience of legal or debt matters. I'm scared and completely overwhelmed by all the information & advice online, as i have immense difficulty understanding information & communucating due to chronic mental health & neurological conditions.

[R0b]

Hi,

It's difficult to try and give you a steer on any kind of defence if we don't know the background. As a starting point it might help to complete the set of questions below and post up your responses.

Received a claim? Yes/No:

Issue Date:
Have you Acknowledged the Claim?:

Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000)

Claimant’s Name:

Solicitors Firm:

Original Creditor:

Original Debt (eg. Credit card/Loan/Overdraft) :

Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):

Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):

List any letters you have sent (eg: CCA/ CPR ):

Any Other Information or Background Details: