Help with a HSBC SAR request please!

[katesan]

Hello, I have two debts with HSBC that I have been slowly paying back with a DMP. One for a Credit Card and the other is a loan that HSBC combined with an overdraft, both have been sold on to DCA. All debts have fallen off my credit report now so I am looking into stopping paying, especially the Overdraft and Loan combined debt as I really believe something is amiss with those. I have requested a CCA from the DCA for the credit card - and they are looking for it. But the other combined debt, the DCA are saying that it was an overdraft so they do not have to provide the CCA, it really isn't solely an overdraft - I think the next step is to contact HSBC for an SAR is that correct? I have looked at the template but I'm a little confused as to what information I should be requesting, just financial statements for the overdraft? or do I mention the loan?

Thank you!

[Celestine]

Sorry to have missed this post. Absolutely, specify the loan and any details pertaining to it. Was this an overdraft that was rolled up into a loan after you got into arrears?
Whenever making a SAR request, it is always wise to specify any particular data your require.