Afternoon All

[Rainbow2021]

I think the details of my issue might best be posted somewhere in the 'court' section of this forum, but he's the cliff notes;
I have a judgement in my favour from 2015 but the debtor has only being paying a tiny monthly installment, I like some advise on how I progress.
Thx

[Celestine]

Hi - If the debtor has committed to a court ordered payment plan, this would have been based on their income/expenditure and is not easy to change.
How much is the debt? You can consider other methods of enforcement such as bailiffs, bankruptcy, attachment of earnings etc but it all comes down th one simple fact - does the debtor have any assets/income to pay the debt off quicker. If not then you'd be wasting your time and money I'm sorry.

[Rainbow2021]

Hi - If the debtor has committed to a court ordered payment plan, this would have been based on their income/expenditure and is not easy to change.

Yes he has but that was in 2016 and his circumstances have changed and also my solicitor at the time accepted the amount without my knowledge.
The Debt is huge
Original Judgement date: 5^th November 2015 (Ordered to pay by 25/11/2015)
Total Judgement: £25148.87
Payment was not received and a Variation Order dated 27/01/2016 was put in place ordering monthly payments of £25.00!
This matter has now accrued of £10,000.00 in interest alone.

[Celestine]

Crikey that is a huge debt and it’s is only getting larger with s.69 interest accruing.
Could you afford to explore the bankruptcy route? I can’t think of anything else which will achieve the desired effect, it is quick compared to court claim process and though devastating to the defendant, does tackle this issue comprehensively.