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Hi, looking for some advice as I have tried raising the default error with credit reference agency and my former trustee without success.
My sequestration was in Nov 2014 and this is now removed from my credit file however the RBS added a default to my credit file in August 2018 when this debt formed part of my sequestration. I raised an error with the credit reference agencies on two occasion and eventually after several months the RBS responded by stating that the information was correct,
my Trustee advised to send an email to the RBS shortfall department however I have not received a response.
i spoke to the FCA who said that I need wait a further 8 weeks for response before I can asked them to investigate.
i am looking to buy a house again and cannot get a mortgage in principle due to this information on my file.
any help or advise would be greatly appreciated.
My sequestration was in Nov 2014 and this is now removed from my credit file however the RBS added a default to my credit file in August 2018 when this debt formed part of my sequestration. I raised an error with the credit reference agencies on two occasion and eventually after several months the RBS responded by stating that the information was correct,
my Trustee advised to send an email to the RBS shortfall department however I have not received a response.
i spoke to the FCA who said that I need wait a further 8 weeks for response before I can asked them to investigate.
i am looking to buy a house again and cannot get a mortgage in principle due to this information on my file.
any help or advise would be greatly appreciated.
