Voluntary Termination - Return of vehicle is at our cost as per agreement?

[Guest]

Hello,
I note your advice that we are not legally obliged to return the vehicle once the agreement is terminated and no additional costs in this regard should be due but one of the clauses in our agreement appears to state that any costs in relation to the return of the vehicle are up to us.

"You may end this Agreement by taking the steps set out in the notice "Termination: your rights" above your signature. You must then (at your own expense) return the Goods to us and in the case of a motor vehicle, together with the registration document, tax disc, MOT test cert and any other documents of title. You must also pay us any further amount stated in the notice."

Can anyone please clarify that the above stands in line with the law and we in fact do have to return the vehicle at our cost? (I appreciate it's there in black and white, but wanted to confirm there wasn't a loophole)

[R0b]

The "Termination: Your Rights" section is a statutory statement that requires creditors to include it in any hire-purchase contract without modification, so that prevails over anything else in the contract. If you read the statement it makes it clause once you've satisfied the requirements then you will not have to pay anything more.

Anything else that attempts to override that position would be of no legal effect. This is a standard question raised on this forum and well answered.

If you read the VT Guide it should also be stated in there, probably the FAQs section.