Tweet
Hi All
Looking to get some help on my current VT process.
Long story short, due to the challenging times we find ourselves in today I have been made redundant. However thankfully I am halfway through my HP agreement and able to pursue Voluntary Termination with Blackhorse Finance.
I am unfortunately running into two issues that I'd love to get some advice on;
1. Blackhorse Finance have not accepted my e-mail with printed name and they are demanding a wet signature. They have stated that they will not proceed unless I sign their paperwork they have sent out, and upon reading the great advice on this forum already something I will obviously not do. I sent my initial e-mail on the 26th of November and they responded by e-mail and telephone with their stance above, so my question is how long should I wait before I follow up with the template regarding a repudiatory breach?
2. Blackhorse Finance are also demanding that I pay my insurance liability - along with the agreement for goods I also took our GAP, tyre, cosmetic and other (never know what that is) insurance. On my contract, goods and insurance are broken down into separate payments and then combined to a single direct debit. My question here is am I liable to pay this or does it feed into the overall 50%? Blackhorse have stated they will not continue the VT process unless this is settled.
Your help is greatly appreciated and I thank you in advance for the support you give myself and the others on this forum
Many thanks
Rob
Looking to get some help on my current VT process.
Long story short, due to the challenging times we find ourselves in today I have been made redundant. However thankfully I am halfway through my HP agreement and able to pursue Voluntary Termination with Blackhorse Finance.
I am unfortunately running into two issues that I'd love to get some advice on;
1. Blackhorse Finance have not accepted my e-mail with printed name and they are demanding a wet signature. They have stated that they will not proceed unless I sign their paperwork they have sent out, and upon reading the great advice on this forum already something I will obviously not do. I sent my initial e-mail on the 26th of November and they responded by e-mail and telephone with their stance above, so my question is how long should I wait before I follow up with the template regarding a repudiatory breach?
2. Blackhorse Finance are also demanding that I pay my insurance liability - along with the agreement for goods I also took our GAP, tyre, cosmetic and other (never know what that is) insurance. On my contract, goods and insurance are broken down into separate payments and then combined to a single direct debit. My question here is am I liable to pay this or does it feed into the overall 50%? Blackhorse have stated they will not continue the VT process unless this is settled.
Your help is greatly appreciated and I thank you in advance for the support you give myself and the others on this forum
Many thanks
Rob
