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J James

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  • J James

    Good evening, hoping someone may have come across a similar situation before/ can shed some light on our options as our solicitor does not seem to be entirely sure..

    We are in the process of buying a house on a private road. No owner is known for the lane and the seller is signing a statutory declaration for 20+ years uninterrupted access to the house. This along with an indemnity would ordinarily be fine. There is however a plot of land included in our title which we'll get planning granted for another house next to the original. What if anything do we need in place to protect ourselves from an owner coming forward and demanding a fee to access the new dwelling given it'll unlikely be covered by original indemnity and the stat dec will presumably only cover the access to the original house. We ideally want something in place prior to completing to give us protection. Ie waiting for planning etc to get the second indemnity is not an option.

    Any helpful info... barring changing our solicitor, greatly received.

    Kind regards

    J
    Tags: None

  • #2
    Deleted... need to put brain in gear before typing!

    Have you approached insurers requesting a bespoke policy to cover both the existing house and a new house which you intend building on your plot.
    If they are covering your existing property there should be little difficulty covering another house on the same plot.

    You might need to look for a broker with access to Lloyd's
    Last edited by des8; 29th November 2020, 11:26:AM.

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