Court claim

[Ldow59]

Hi everyone
I've just received a county court judgment from Lowell
I'm prepared to admit to half of the sum but the rest was interest ( it was a buy now pay later ) put on by littlewoods, after knowing I'd lost my job, I'd explained the situation to them that I'd had to become a carer with no money coming in at the time, but they added it on anyway. Could anyone tell me, do i admit part of the claim? And if so how do i go about getting documents from littlewoods?
thanks in advance

[MIKE770]

court claim then on line register with details top right court form, respond defend all ( do not admit anything on the form) essential or you get a CCJ Acknowledge Claim as above


then send CCA Request to littlewoods with £1 postal order and get Recorded delivery keep copies of every thing on file.

CPR 31.14 Request no charge to lowells solicitors recorded delivery only asking for items mention on the claim form (for now)

[Ldow59]

I'm trying to acknowledge the claim but I'm stuck on the defence particulars and I haven't got a clue what to write
any help please

[MIKE770]

do not submit defence you have 28 days after acknowledging claim concentrate on the system , just acknowledge and tick defend all that is it the other follows later on

[MIKE770]

Example Defence later on but get the CCA etc off now & just acknowledge claim defend all

[Ldow59]

Thanks will update as and when if that's ok

[Ldow59]

20201130_151145.jpg20201130_151410.jpg I've received 2 letter from Lowell Solicitors, was able to upload first one but not second, its just introducing lowell as the new owners of the account. As i said in my previous posts, I want to pay the debt, but littlewoods waited and put over £1500 interest ontop before passing it on, will i have to pay the full amount? Do i need to write to littlewoods for a sar and if so do i have to pay for it?
thanks for your help in advance

[MIKE770]

Subject Access Request Letter no cost get posting receipt

[Ldow59]

Hi I need help with defence, I haven't a clue what I'm doing. Do I just copy defence template, even though I've had the above letter off Lowell, really confused sorry

[MIKE770]

adjust the template to your case