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Hi all, I'm hoping someone may be able to help,
4 years ago, I paid off, in full, an IVA that covered multiple creditors.
I had 5 accounts outstanding with Lowell, to which the IVA covered.
3 of the accounts with Lowell, were closed and removed from my Credit File within 50 days of completion of the IVA and this was proven in my completion certificate.
I am now finding out, that 2 of the Lowell accounts, are still "In Default" on my credit file and are still negatively impacting my score. Even with Lowell saying the balances are £0.00 they haven't been removed.
I have provided all evidence, accounts, ClearScore report, Certificates and am waiting to hear back from them.
Can anyone shed any light as to whether I may be able to pursue damages as the accounts "In Default" are preventing me from obtaining credit, preventing job applications among other personal life implications.
Lowell have admitted they are accounts that they hold, but are not being very helpful.
Many thanks
4 years ago, I paid off, in full, an IVA that covered multiple creditors.
I had 5 accounts outstanding with Lowell, to which the IVA covered.
3 of the accounts with Lowell, were closed and removed from my Credit File within 50 days of completion of the IVA and this was proven in my completion certificate.
I am now finding out, that 2 of the Lowell accounts, are still "In Default" on my credit file and are still negatively impacting my score. Even with Lowell saying the balances are £0.00 they haven't been removed.
I have provided all evidence, accounts, ClearScore report, Certificates and am waiting to hear back from them.
Can anyone shed any light as to whether I may be able to pursue damages as the accounts "In Default" are preventing me from obtaining credit, preventing job applications among other personal life implications.
Lowell have admitted they are accounts that they hold, but are not being very helpful.
Many thanks
