Tweet
Hsbc cifas
Hello everyone,
I'm finally in a position to apply to apply for a mortgage and before i put any application in I've been checking all my credit files and CIFAS for anything out of the ordinary.
My DSAR from CIFAS has come back with a Catagory 4 Application Refused marker from HSBC in November 2015.
I've never had a account with HSBC or made a application with them.
I've wrote to HSBC with my details to get to the bottom of this and they've asked for my account details, something I don't have since I've never held a account with them.
They've replied that they can't find anything that matches my details on their system. I'm waiting to see what else they reply with.
My question is if they can't find any details on their systems is this grounds for getting it removed? I've got all my credit reports and important letters saved from the past 6 years and there's nothing on them from HSBC, no search's on my reports or any letters from HSBC
Sorry for the long post.
Cheers
Scott
I'm finally in a position to apply to apply for a mortgage and before i put any application in I've been checking all my credit files and CIFAS for anything out of the ordinary.
My DSAR from CIFAS has come back with a Catagory 4 Application Refused marker from HSBC in November 2015.
I've never had a account with HSBC or made a application with them.
I've wrote to HSBC with my details to get to the bottom of this and they've asked for my account details, something I don't have since I've never held a account with them.
They've replied that they can't find anything that matches my details on their system. I'm waiting to see what else they reply with.
My question is if they can't find any details on their systems is this grounds for getting it removed? I've got all my credit reports and important letters saved from the past 6 years and there's nothing on them from HSBC, no search's on my reports or any letters from HSBC
Sorry for the long post.
Cheers
Scott
