Lowell CCJ

[Guest]

Help needed! I've today received a claim form from Northampton for a provident loan and a orange phone bill.

The provident loan has received been through the ombudsman and provident have been told to buy the loan back. I have emailed my advisor and I am waiting for her response.

With the phone bill how can I dispute this. I have complained about it before stating it wasn't mine and they never provided me with any documents.

How can they take me to court of they can't provide anything that shows me I actually owe the money.

What do I do about the claim form??

[Celestine]

Welcome
Read this first of all, then register and fire any questions at us. https://legalbeagles.info/library/gu...y-court-claim/

[pt2537]

Help needed! I've today received a claim form from Northampton for a provident loan and a orange phone bill.

The provident loan has received been through the ombudsman and provident have been told to buy the loan back. I have emailed my advisor and I am waiting for her response.

With the phone bill how can I dispute this. I have complained about it before stating it wasn't mine and they never provided me with any documents.

How can they take me to court of they can't provide anything that shows me I actually owe the money.

What do I do about the claim form??

If the ombudsman ruled in your favour then depending on the ruling it may be that they are barred from suing you, see Clarke vs In Focus Asset Management

[Haylesd]

Received a claim? Yes

Issue Date: 26th August 2020

Have you Acknowledged the Claim?: No

Total Amount Claimed : 2000

Claimant’s Name: Lowell portfolio

Solicitors Firm: lowell

Original Creditor: provident and orange

Original Debt loan and phone

Particulars of Claim: the claim comprises of the following agreements the defendant entered into-
a- provident £1010
B- Hutchinson £620
The agreements were terminated as payments were not maintained and subsequently assigned to the claimant.

Is the debt Statute Barred - no

List any letters you have sent (eg: CCA/ CPR ):
Any Other Information or Background Details:

The provident loan has recently been assessed by the ombudsman and provident have been told to purchase the loan back from Lowell.

I requested information regarding the phone bill and asked for any agreements to prove the debt is mine and that the amount is correct. The refused to provide anything as it was a sim only deal apparently and said it was in my name so therefore I am liable for the debt