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F&F and CCA advice please
Hello everyone
I really need some advice
In short I defaulted on two barclays debts which combined are 22k, i setup a DMP and was paying a decent amount each month (300) for 2 years
The debt was sold onto PRA group and i continued paying the DMP, however april I was made redundant and payments were reduced to £1 per debt a month
As we are in august now, how should I proceed. Shall i request a CCA with hope the debt is not enforcable or shall I offer a final settlement, I have a family member who can offer 10k to help out.
Or do I contact PRA group and advise payments of £1 will continue but happy to offer settlement of 20%
Thanks
I really need some advice
In short I defaulted on two barclays debts which combined are 22k, i setup a DMP and was paying a decent amount each month (300) for 2 years
The debt was sold onto PRA group and i continued paying the DMP, however april I was made redundant and payments were reduced to £1 per debt a month
As we are in august now, how should I proceed. Shall i request a CCA with hope the debt is not enforcable or shall I offer a final settlement, I have a family member who can offer 10k to help out.
Or do I contact PRA group and advise payments of £1 will continue but happy to offer settlement of 20%
Thanks
