Cupajoe

[Cupajoe]

Hello everyone I've just had a lovely chat with Celestine*who has made me feel heaps better about my current predicament they also mentioned that*pt2537*as someone that could really help. I am new to this forum and would appreciate your help in relation to a Cifas marker I have received via Barclays Bank..I have essentially assisted a friend (or so I thought) who needed my help and inadvertently caused myself some quite major problems..This has happened without my knowing and the only time I have been made aware is when I was refused credit recently and then did a check via Cifas!

[Celestine]

Hi Cupajoe - I'm glad you found our chat helpful.
I've been doing some reading around and the circumstances of your case seem interesting in that you said the CIFAS marker would remain for 6years? Who stated that? 6 Years is the maximum period of reporting, reflecting more serious events.
Your case, in summary was that a (ex) friend asked to transfer some cash to you as they had lost their bank card, you withdrew the cash from your account and gave it to them. This happened twice and the total amounts were less than £250.
Soon after - bank account frozen and what we now know was an AML investigation. We suspect your friend was actually transferring the funds from a dodgy account, about which you were unaware.
Seems very harsh. What do others think? *

[Cupajoe]

Hi @ceIestine first of all thank you for your efforts I genuinely appreciate it.
I would like to clarify your reply to my first post.
**“Your case, in summary was that a (ex) friend asked to transfer some cash to you as they had lost their bank card, you withdrew the cash from your account and gave it to them”
*I can definitely recall him saying that he would normally use his mum's account but that she was not "back" yet (thinking about it using his mum as his "normal" route helped legitimize it in my mind) I also seem to recall asking why he couldn't go to the Bank and do it himself and he mentioned they are closed now and without clarifying presumed he didn't have a bank card with which to withdraw funds from the ATM due to his past and couldn't get one - this further served the legitimacy in my mind) because I knew his past and wanted to support him) I actually didn't clarify this with him (stupidly) as I trusted him.
I spoke briefly with a solicitor who said it was 6 years the day before.
*