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Hi all, read loads of threads on numerous sites with interest and given recent events I have decided to review my current situation with a long running DMP.
I recently sent CCA requests to 8 creditors, (3rd April), all but one have failed to send the required documents, 7 creditors have said that my account has been put on hold until the documents can be found, this is now around 8/9 weeks, for now I have continued to pay my last 2 monthly instalments (£407.00), via my DMP of about 10 years. My question, are the monthly amounts still taken from my DMP, (with SC), towards my debt or not.
Thinking of managing my own DMP in the coming weeks so I can treat each creditor individually, reading between lines SC seem reluctant to do anything other than do things evenly and collectively, all debts are with DCAs and have been sold numerous times. Hoping to offer a F/F settlement to the one creditor but stopping payments to all others until CCA request is met or not.
I recently sent CCA requests to 8 creditors, (3rd April), all but one have failed to send the required documents, 7 creditors have said that my account has been put on hold until the documents can be found, this is now around 8/9 weeks, for now I have continued to pay my last 2 monthly instalments (£407.00), via my DMP of about 10 years. My question, are the monthly amounts still taken from my DMP, (with SC), towards my debt or not.
Thinking of managing my own DMP in the coming weeks so I can treat each creditor individually, reading between lines SC seem reluctant to do anything other than do things evenly and collectively, all debts are with DCAs and have been sold numerous times. Hoping to offer a F/F settlement to the one creditor but stopping payments to all others until CCA request is met or not.
