It was discovered 15 dec 2015. A letter from standard life assurance to the mortgagee. That their securities where defective. That the mortgagor had deposited against his Endowment mortgage. Who had allowed the mortgage broker mistakenly entered my bank details as the bank account he maintained. A conditional condition of natwest mortgage. He was asked to consider the Endowment policies application with the ATTACHED mandate to verify that the information entered are true and correct as well as the natwest bank Endowment mortgage application with it's own interest payment mandate.* Who has the lender arranged the mandatory PROPERTY insurance with,(funnily) Natwest insurance services Ltd.* Making 3 mandate BREACHS from my Natwest bank account (identity theft and identity fraud) in September 1992. Having a learning disability dyslexia I failed at school. My stopped me going to school after I failed my 11 plus exams has she had chronic kidney disease. I became her child carer till her death from kidney failure. With no education I became a builders labourer. But out of lucky break in 1970 after I married my wife who was 22 years my senior (original toyboy) and moved in with her. Her next door neighbour'was a contract manager for a London specialist concrete cutters company. Who hab seen my lorry parked outside the house and was looking for a lorry driver to drive and operate their large compressor lorry on contracts in London area. The rewards were fantastic and weekly cash wages of 10x the National average MEANING it was not long my Natwest bank account was up graded to a platium account. As I mentioned I had difficulty in my reading and writing and being Dyslexia you shunned paper work. But not being able to read or understand my letters I recieved. I started to file and save everything as I was how self employed. A lucky thing for me how. That's the background. How fastforward to 8 November 2016. I recovered the letter in a copy of the deeds to the TRUST PROPERTY for in 1992 I was offered the TENANCY of a pub.if I could raise the capital to start life has a public landlord. So has come co_owners of the PROPERTY I paid 100% for.with my high earnings I has GRANTOR with the help of my SOLICITOR since the purchase in 1981of the family home. Under settle land act. I put the family home in TRUST in TRUST Deed and Vesting Deed and instructed the sole Trustee to remortgage the TRUST PROPERTY being a Trust Mortgage where all the parties were DECLARED namely the JOINT TENANTS who where the beneficial owners. It was* agreed that the Trustee my stepson would purchase an interest in the property at a bargain price and would inherit the sole ownership on my death. Has I too have inherited the deadly kidney disease from my mother. And my wife 22 years my senior I would survive my wife and having no children of my own I had no heirs. As I said the concealment of that the mortgaged TRUST PROPERTY* was unredeemable by the defective securities by both the mortgagee and the mortgagor BECAUSE of the registration of the TRUST Deed and the CAUTION of the Grantor. The two mandate BREACHS where not discovered .in January 2017 the trustee realised the mortgage was not a capital mortgage (I discovered it was a con trick from day one kept alive by the arranged £4,800 overdraft facility on my natwest account) the Trustee carried out his blackmail threat of Volunteering the TRUST PROPERTY BACK To the lender. If I did not sign off my CAUTION stopping him from selling the TRUST PROPERTY to repay the mortgage debt in his name. Been I saw the nasty side of my National Westminster bank Plc. Who with no thought of the beneficial owners took POSSESSION of the TRUST PROPERTY within one working hour of the 14 days notice of repossession which is* now 28 days by law under the new 2010 act protection of tenants in mortgage PROPERTY by the mortgagee and the C.P.R.55.10(3A) OVERRIDING INTERESTS OF THE OCCUPIER. A NOTHER BREACH OR CRIMINAL OFFENCES. THEIR AGENT A MERE LOCKSMITH. I CAUGHT DRILLING OUT THE FRONT DOOR LOCK. WITHIN THE 14 DAY NOTICE. A NOTHER CRIMINAL OFFENCE VIOLENCE AGAINST PROPERTY AND THE OCCUPIER IN RESIDENCE WHO CHALLENGED THE LOCKSMITH.* I RECIEVED £100 cheque from my solitors letters of complaint who advised me not to cash it been sent me a £4,000 bill. This nasty side of Natwest pursued to power of sale without a court order for possession and sold the TRUST PROPERTY for £118,000 £20,000 under its market value. MEANING the mortgagee got there money back and the mortgagor got his mortgage debt paid. A conspiracy to fraud the beneficial owners of their OWNERSHIP of the EQITY?* By using the letter ot the LAW. HOW WHEN THE TRUE NATWEST ACCOUNT HOLDER USES THE SAME LETTER OF THE LAW. IN A 3 YEAR CAMPAIGN OF 50 LETTERS BACK AND FOURTH* AND THE MANY REFUSAL TO GIVE BACT THE MONEY STOLEN FROM MY ACCOUNT THAT PAID ALL THE INTEREST AND ALL THE MANDATORY PROPERTY INSURANCE PREMIUMS THE BANKS STANCE IS I AM NOT THE BORROWER AND THE MORTGAGE IS NOT IN MY NAME. THE FINANCIAL OMBUDSMAN STATE IN MY COMPLAINT REPLY. I AM NOT A COMSUMER OF NATWEST AND THE MORTGAGE IS NOT IN MY NAME? PROTECTION OF INFORMATION? MY CONCLUSION THE OMBUDSMAN IS A CON TRICK IN THAT THE SILLY COMPANATION LIMIT IS A LAUGHTER AND A WAST OF MANY WEEKS WAITING IN MY CASE 6 MONTHS. IN THE END NATWEST ARE IN BREACB OF CONTRACT WHO HAVE UNLAWFULLY STOLEN £42,000 interest for a mortgage not in my name and £6,000 in mandatory PROPERTY insurance premiums not in my name. BECAUSE the arranged overdraft for the benefit of the true owner of the Natwest account kept the two unauthorized direct debits not in my name the cheek of my bank decided they have a legal right to apply 18.28%interest on these THEFTS? How I made a rough estimate its is has follows. £42,000 mortgage interest. £6,000 Natwest mandatory PROPERTY insurance premium.* Add on o/d interest 18.28% = £378,000 damage to* my Natwest* account because the mortgages not MAINTAINED the bank account has his? If I was to add no the 8% interest s69 county court act 1984 the damage is in millions. And all NATIONAL WESTMINSTER BANK PLC IS REFUSE TO REIMBURSE THE MONEY THEY HAVE PAID AWAY UNDER THE GUARANTEE DIRECT DEBIT SCHEME WHAT BARSTREWARDS. BECAUSE OF LEGAL AID CHANGES UNDER THE CONSERVATIVE GOVERMENT THEY HAVE ROBBED FROM THE POOR MEANING NO LEGAL JUSTICE FOR THE POOR ONLY FOR THE WELL OFF OF SOCIETY.* WHAT A F_CKING INJUSTICE* AS WELL AS THE BIGGEST CON TRICK THERE IS THE % SCHEME WHERE ALL BENEFIT IS CALCULATED TO THE DISADVANTAGED OF THE POOR.i.e. you give me two percent on my reduced pension MEANING I get £2 . My neighbour's PENSION is full one so he gets double what I get* keeping the poor in there place at the bottom of the* sh_t pile. Battery nearly flat must sign off noisy
False bank statements/ charges
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