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We have Healthy Paws and for us they have been amazing! We have 80% of emergency bills covered (minus exam fees, as far as I remember). There is a 90% plan as well I believe. I think our deductible is 500 so we have to submit all vet bills that fit under "emergency" and once we hit 500 they pay 80%.
The first year of our dogs life our insurance easily paid for itself. We had small problems! Mostly lots of runny stools- but our insurance covered all kinds of fecal testing, more intense diagnostic testing, and medication! I can't imagine if the problems were bigger how grateful we would have been for the insurance. He's now almost two and we have barely used it this year...so it's a toss up.
I think it totally depends on your financial situation. We are young, little savings, but insurance made it possible for us to guarantee we can take care of our dog. It is not hard to get into a position where a vet bill is thousands of dollars...if that's not an easy thing to take care of financially for you it may be worth it! At least get a quote and think about it! We paid around $50 a month in Los Angeles for a purebred dog and pay around $70 here in NYC. It's expensive...but SO IS VET CARE IN NYC !!!!! (seriously....it's so bad here!)
<a href="https://www.petsdirectstores.com">
Pet supplies</a>
The first year of our dogs life our insurance easily paid for itself. We had small problems! Mostly lots of runny stools- but our insurance covered all kinds of fecal testing, more intense diagnostic testing, and medication! I can't imagine if the problems were bigger how grateful we would have been for the insurance. He's now almost two and we have barely used it this year...so it's a toss up.
I think it totally depends on your financial situation. We are young, little savings, but insurance made it possible for us to guarantee we can take care of our dog. It is not hard to get into a position where a vet bill is thousands of dollars...if that's not an easy thing to take care of financially for you it may be worth it! At least get a quote and think about it! We paid around $50 a month in Los Angeles for a purebred dog and pay around $70 here in NYC. It's expensive...but SO IS VET CARE IN NYC !!!!! (seriously....it's so bad here!)
<a href="https://www.petsdirectstores.com">
Pet supplies</a>
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