Tweet
Hi, I understand this question has been asked loads of times but I haven't been able to find a definitive answer.
I have just VT'd my car with vw finance after paying the 50%. When I got the car in 2016 the only paperwork I received from Lookers stated on it that for any excess milage I had to pay 0p per mile. When I got the car excess milage wasn't discussed although I was aware of it in theory and chose the miles that I thought I would be doing, my circumstances changed about 12 months into my contract where i would be traveling a lot more than the miles i'd chose. So I looked at the paperwork to see if there was a way of changing the milage mid contract and this is when I noticed the 0p per mile on the paperwork that I believed was my agreement so I just left it happy with that.*Yesterday I received my confirmation letter saying that my contract was terminated but also on the letter it said I would have to pay 10.8p per mile, I am about 20k above the milage figure I should be so it would be a substantial amount. I phoned Audi finance and told them about my paperwork and was told that they had the agreement and it was 10.8p per mile, I realised with what they were describing that what I thought was the agreement was just something Lookers had gave me and they had never gave me a copy of my credit agreement. So my question is am I liable to pay this excess milage? do I have a case with the wrong paperwork (which was signed by myself and salesman)? and also as Ive had a letter saying my contract is now terminated does that not mean that Im no longer tied into the terms of it anyway?
sorry about it being long winded but just wanted to paint the full picture.
Thanks for any help
I have just VT'd my car with vw finance after paying the 50%. When I got the car in 2016 the only paperwork I received from Lookers stated on it that for any excess milage I had to pay 0p per mile. When I got the car excess milage wasn't discussed although I was aware of it in theory and chose the miles that I thought I would be doing, my circumstances changed about 12 months into my contract where i would be traveling a lot more than the miles i'd chose. So I looked at the paperwork to see if there was a way of changing the milage mid contract and this is when I noticed the 0p per mile on the paperwork that I believed was my agreement so I just left it happy with that.*Yesterday I received my confirmation letter saying that my contract was terminated but also on the letter it said I would have to pay 10.8p per mile, I am about 20k above the milage figure I should be so it would be a substantial amount. I phoned Audi finance and told them about my paperwork and was told that they had the agreement and it was 10.8p per mile, I realised with what they were describing that what I thought was the agreement was just something Lookers had gave me and they had never gave me a copy of my credit agreement. So my question is am I liable to pay this excess milage? do I have a case with the wrong paperwork (which was signed by myself and salesman)? and also as Ive had a letter saying my contract is now terminated does that not mean that Im no longer tied into the terms of it anyway?
sorry about it being long winded but just wanted to paint the full picture.
Thanks for any help
