Tweet
Hi,*
I'm hoping someone can help me. Two years ago I started a just add fuel deal with Peugeot, funded my PSA finance. I have just spoken to very condescending man on the phone about voluntarily terminating.*
My contract says "You have a right to end this agreement. To do so, you should write to the person you make your payments to. You will then be entitled to the return of the goods*
and to half the total amount payable under this agreement, that is £6121.66. If you have already paid at least this amount plus any overdue instalments and*
have taken reasonable care of the goods, you will not have to pay any more."
I have so far paid £8090.28, however they are saying that the "total amount payable" stated in the contract refers only to the car finance itself and does not include any money paid towards the insurance and so therefore I have not reached £6121.66 and am not entitled to terminate. I disagreed but they were having none of it. Am I right in thinking that since the contract is ambiguous in what the "total amount payable" refers to, that I am within my right to terminate as I have paid more than £6121.66? Surely, as the agreement includes both the car finance and the insurance, and the contract does not state that it's only the total amount payable of the car finance not including insurance that they can't then hold me to that.
Please could someone help?*
Thanks, Lauren.*
I'm hoping someone can help me. Two years ago I started a just add fuel deal with Peugeot, funded my PSA finance. I have just spoken to very condescending man on the phone about voluntarily terminating.*
My contract says "You have a right to end this agreement. To do so, you should write to the person you make your payments to. You will then be entitled to the return of the goods*
and to half the total amount payable under this agreement, that is £6121.66. If you have already paid at least this amount plus any overdue instalments and*
have taken reasonable care of the goods, you will not have to pay any more."
I have so far paid £8090.28, however they are saying that the "total amount payable" stated in the contract refers only to the car finance itself and does not include any money paid towards the insurance and so therefore I have not reached £6121.66 and am not entitled to terminate. I disagreed but they were having none of it. Am I right in thinking that since the contract is ambiguous in what the "total amount payable" refers to, that I am within my right to terminate as I have paid more than £6121.66? Surely, as the agreement includes both the car finance and the insurance, and the contract does not state that it's only the total amount payable of the car finance not including insurance that they can't then hold me to that.
Please could someone help?*
Thanks, Lauren.*
