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swift advance

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  • swift advance

    need a bit of advice
    got a swift loan £6000 over xx years now i missed 5 payments and i sorted out a repayment plane for xx monthly puss xx for arrears, now the loan finished 2/3 years ago but they say i still owe £xx and it still say on the yearly statement and i have been paying the instalement plus a bit for a year so in that 2/3 years i have repaid well above the missing payment and the overall amount nut it still says £8000 to pay
    can some one enlighten me on a repayment mortgage if i keep paying then £150 a month how long wil it take to pay back or do i have any type of complaint i can make over the excessive amount i have paid o will pay back
    i know the fca brought new rules on interest but does that cover companies adn this type of loan

    thanks
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