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  • #1

    Help please....

    Hi. Newby here, so please bear with me! I've been reading several threads and like some, am a little confused on the VT process.
    Due to unforeseen financial changes, I am going to have to terminate my car contract with BHF. Advice please...... vehicle purchased April 2017.TOTAL PRICE £62k...Have paid (£33,626) .My last payment was early February. Can I cancel my DD now and notify in writing and email today for them to pick up? Don't mind paying the balance on insurance and don't want the horror stories of credit marking! Welcome your support...thanks
    Last edited by Lancs;Today, 20:57:PM.
    Last edited by Lancs; 19th February 2020, 23:17:PM.
    Tags: None
  • #2
    Everything you need to know is in the link below.

    https://legalbeagles.info/forums/for...on-your-rights
    If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
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    LEGAL DISCLAIMER
    Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.

    Comment

    • #3
      Thanks Rob... just getting stressed reading other people's dealings with BHF

      Comment

      • #4
        So if you are getting stressed then I would suggest you pay BHF what they demand.
        If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
        - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
        LEGAL DISCLAIMER
        Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.

        Comment

        • #5
          rob

          hi

          all went well, considering C19...car picked up...no damage, wheels refurbed....had phone call etc then nothing.....yesterday, my credit rating was downgraded by 500 points for default....is this mis-use if GDPR on their behalf and next steps please.
          i know you said this would be tough!!

          regards

          Comment

          • #6
            Originally posted by Lancs View Post
            rob

            hi

            all went well, considering C19...car picked up...no damage, wheels refurbed....had phone call etc then nothing.....yesterday, my credit rating was downgraded by 500 points for default....is this mis-use if GDPR on their behalf and next steps please.
            i know you said this would be tough!!

            regards
            Potential negligence if the entry is wrong, its also actionable under DPA as a breach if the datas not accurate. The leading case on accurate reporting is still Grace v Blackhorse if i am right
            I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

            If you need to contact me please email me on Pt@roachpittis.co.uk .

            I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.

            You can also follow my blog on consumer credit here.

            Comment

            • #7
              Thank you....@PT2537

              they issued final statement on same day showing clearance balance of £200+ . The default is for the same amount, even though the letter gives 30 days to clear. Contacted them to no avail.....before I contact you, is there anything else Imshould do?

              many thanks

              Comment

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