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Hi, I recieved a letter from the county court on 11th Feb 2020. The debt regarding a shop direct account which I had taken out for a family member when I was 18 and a O2 sim only contract which I never used. I have never responded to any threatening letters from lowell or anyone else and its nearly at that 6 year mark for the shop direct account. I have submitted acknowledgement on the Money Claim service online and said I'm going to fully defend the problem is I have no idea how to and what to do next and I found this forum online and seems to be a good place to get help.
The total debt is £1184.64 (including legal fees)
The particulars of the claim are:
1)The claim comprises the following agreements the defendant entered into:*
a. Shop Direct Finance Company Limited with reference ******** and current balance of £765.99
b. Telefonica UK Ltd with reference ********** and current balance of £192.01*
The Agreements were terminated as payments were not maintained and subsequently assigned to the claimant.
And the claimant claims:
a) The total of the said sums being £958.00
b) Interest pursuant to s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, but limited to one year, being 76.64*
c) Costs
The claimant believes that the facts stated in this claim form are true and I am duly authorised by the claimant to sign this statement*
Signed Simon Plunkett
(Claimants Legal Representative)
Another thing I dont understand is they say the debts are with Lucas credit services on the lowell website and a letter from lowell Solicitors however on the court form it shows the claimant being Lowell portfolio.
please help and direct me in what I need to do ne t as I'm completely lost.
Kindest Regards
The total debt is £1184.64 (including legal fees)
The particulars of the claim are:
1)The claim comprises the following agreements the defendant entered into:*
a. Shop Direct Finance Company Limited with reference ******** and current balance of £765.99
b. Telefonica UK Ltd with reference ********** and current balance of £192.01*
The Agreements were terminated as payments were not maintained and subsequently assigned to the claimant.
And the claimant claims:
a) The total of the said sums being £958.00
b) Interest pursuant to s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, but limited to one year, being 76.64*
c) Costs
The claimant believes that the facts stated in this claim form are true and I am duly authorised by the claimant to sign this statement*
Signed Simon Plunkett
(Claimants Legal Representative)
Another thing I dont understand is they say the debts are with Lucas credit services on the lowell website and a letter from lowell Solicitors however on the court form it shows the claimant being Lowell portfolio.
please help and direct me in what I need to do ne t as I'm completely lost.
Kindest Regards
