Tweet
Thank you so much for taking the time to read and hopefully help.*
I have currently 3 payments left of my car on finance through PCP with Nissan RCI finance.*
I have gone well over the allowed miles by close to 20,000
When the car had its MOT this year there was a rattling in the engine.* Nissan told me that the timing chain of the car was in need of repair but that this essentially required a new engine.* The advised the repair would be around £10K at that time (March 2019) but were prepared to reduce it by 50% as the warranty of the car had expired.*
There was no way I could get the repair done at that price, so I contacted Nissan to speak to them about the concerns and also the excess mileage.* They advised not to worry and that it would be something I could sort out at the end of the agreement with the dealership.*
Fast forward to 23rd December and the rattling noise was incredible.* I took it to the Nissan garage and they said it was essentially the engine, dehydrated and there was no repair they could suggest.* The dealership said my best option was VT.* The following day the car entirely stopped and is currently parked outside my house, unlikely to ever go again.*
I have absolutely no idea what to do.* I appreciate the excess mileage and there is some damage I intended to get repaired, but cant do that now as the car is no longer functioning.* If the repair was only a few hundred pounds then fine, but when you are talking about a repair which will essentially costs more than the value of the car, what does one do?*
When checking online since this has all happened, I have noticed a number of news articles and forums suggesting that the timing chain issue is a common fault for the Qashqai 1.2 Dig-T Accenta Premium, arguably there would have been nothing I could have done to prevent this.
I am not sure what to do first.* Do I VT? or should I perhaps just keep paying the car and cough up the excess mileage and damage charge at the end of the agreement (April 2020).* Would the finance company have any recourse if the car was essentially un-repairable? *
Any help on this disaster would be much appreciated.* Essentially can you VT on a car that is not drivable..... although don't even know how anyone will get it anywhere as it doesn't even start :-)
*
*
I have currently 3 payments left of my car on finance through PCP with Nissan RCI finance.*
I have gone well over the allowed miles by close to 20,000
When the car had its MOT this year there was a rattling in the engine.* Nissan told me that the timing chain of the car was in need of repair but that this essentially required a new engine.* The advised the repair would be around £10K at that time (March 2019) but were prepared to reduce it by 50% as the warranty of the car had expired.*
There was no way I could get the repair done at that price, so I contacted Nissan to speak to them about the concerns and also the excess mileage.* They advised not to worry and that it would be something I could sort out at the end of the agreement with the dealership.*
Fast forward to 23rd December and the rattling noise was incredible.* I took it to the Nissan garage and they said it was essentially the engine, dehydrated and there was no repair they could suggest.* The dealership said my best option was VT.* The following day the car entirely stopped and is currently parked outside my house, unlikely to ever go again.*
I have absolutely no idea what to do.* I appreciate the excess mileage and there is some damage I intended to get repaired, but cant do that now as the car is no longer functioning.* If the repair was only a few hundred pounds then fine, but when you are talking about a repair which will essentially costs more than the value of the car, what does one do?*
When checking online since this has all happened, I have noticed a number of news articles and forums suggesting that the timing chain issue is a common fault for the Qashqai 1.2 Dig-T Accenta Premium, arguably there would have been nothing I could have done to prevent this.
I am not sure what to do first.* Do I VT? or should I perhaps just keep paying the car and cough up the excess mileage and damage charge at the end of the agreement (April 2020).* Would the finance company have any recourse if the car was essentially un-repairable? *
Any help on this disaster would be much appreciated.* Essentially can you VT on a car that is not drivable..... although don't even know how anyone will get it anywhere as it doesn't even start :-)
*
*
