Tm legal services and perch capital tag team

[HAJME2411]

Having read previous posts, I'm not sure if I should take these guys seriously. I've just recovered from paying a CCJ and my credit file is looking a lot healthier.
Then I get a letter from TM Legal (acting on behalf of Perch Cap and Gain Credit LLC) issuing a county court claim. They insist I should pay the amount of £568 in installments or in full to avoid another CCJ.
Considering what I've heard about these guys, do I play ball or ignore them totally? I can't afford to have another CCJ on my credit file.

Attached is the I received letter

Please advise.

Thanks

[Amethyst]

This letter included a Reply Form like this ? https://legalbeagles.info/forums/for...-for-reference

If so yes you should respond to it saying you don't know if you owe the debt and asking for the documents ( agreement, transaction list, notice of assignment , default and termination )

Also separately send the creditor ( so allegedly that's now 'Perch Capital' ) a CCA Request

Perch Capital are not FCA Authorised.

Notice of assignment from Gain to Perch will be important.

[HAJME2411]

This letter included a Reply Form like this ? https://legalbeagles.info/forums/for...-for-reference

If so yes you should respond to it saying you don't know if you owe the debt and asking for the documents ( agreement, transaction list, notice of assignment , default and termination )

Also separately send the creditor ( so allegedly that's now 'Perch Capital' ) a CCA Request

Perch Capital are not FCA Authorised.

Notice of assignment from Gain to Perch will be important.

They recently sent me a county claim again, so I've responded with a defence (N9B). Gain/Perch have responded via email saying they've received my defence and intend to proceed with their claim.

2 things have happened since I've received this email.

1. I sent a CCA request to TM Legal services. Which I've been doing since October. No response from them.

2. Because it's small claims, the county court have sent me a mediation form (N180). Giving me till before 24th August to respond

Is this a sign that they have no case against me?

[HAJME2411]

More tactics from TM Legal after my CCA request not acknowledging it, even though they've acknowledged my defence via email.
Still no NOA.