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RCI voluntary termination (charges)

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  • RCI voluntary termination (charges)

    Really need some advice. Like others I’ve trolled through a number of threads about voluntary termination. I’ve gone through whole process. The car has gone with no issues.
    I havnt signed any documentation throughout whole process.
    I’m just currently disputing the charges. Granted the mileage was over and small damage but barely visible, so I’ve got £2500 of charges. I replied with a couple of templates that I’ve cut and amended and added too. But they have basically replied on two occasions just taking me back to section 99 subsection 2 of the contract I signed when getting the vehicle.
    My last email was a formal complaint and they just replied referring back to the section 99 subsection 2 and stating the charges would remain and basically ignoring the fact I was making a formal complaint. So now I really am stuck and don’t know what to do.
    Could someone please offer some advice.
    Thankyou

    Below is the last email I received after making my formal complaint.

    Thank you for your email.



    I refer you to subsection 2 of section 99 which states:



    '(2)Termination of an agreement under subsection (1) does not affect any liability under the agreement which has accrued before the termination.'



    This would include any excess mileage or damages outside of fair wear and tear.



    In regards to the mentioned court case, this was due to wording within the contract specific to that particular finance company and as such does not apply to ourselves.



    As such we will not be removing any charges from your Agreement.



    Kind Regards,




    Tags: None

  • #2
    Send a response back saying they have ignored your request for this to be treated as a formal complaint. You now require them to confirm that this is their final position so that you can take the matter up with the Financial Ombudsman.
    If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
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    Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.

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    • #3
      Thanks Rob, and thank you for your work on other threads as they’ve helped me a huge amount.

      Comment

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