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Received a claim? Yes/No: Yes
Issue Date: 02/08/2019
Have you Acknowledged the Claim?: In the middle of MCOL form
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000) £500
Claimant’s Name: PRAC Financial Ltd
Solicitors Firm: BW Legal
Original Creditor: Pass?
Original Debt (eg. Credit card/Loan/Overdraft) : It says Payday Express
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ): It states that I have been issued a default notice
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): 2013?
List any letters you have sent (eg: CCA/ CPR ): I have not sent anything yet.
Any Other Information or Background Details:
I have never even heard of anything or this company before. I searched my credit file and something appeared in 2013 had 2 greens and then unpaid and then a settled. I have absolutely no idea what this is for and never heard of the companies!? I have started the MCOL as I wish to defend but I do not know where to start. For instance, I am on the Defence Particulars page and do not know what to write.Issue Date: 02/08/2019
Have you Acknowledged the Claim?: In the middle of MCOL form
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000) £500
Claimant’s Name: PRAC Financial Ltd
Solicitors Firm: BW Legal
Original Creditor: Pass?
Original Debt (eg. Credit card/Loan/Overdraft) : It says Payday Express
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ): It states that I have been issued a default notice
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): 2013?
List any letters you have sent (eg: CCA/ CPR ): I have not sent anything yet.
Any Other Information or Background Details:
Any help or advice would be really appreciated! Thanks in advance!
