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new: H&T buyback query
Hi all
am new here so not sure of the right way to frame the question but help appreciated.
I had a phone+sim contract with vodafone that i stopped paying now. last momth I had some urgent money probs so took a £200 buy-back 30-day loan from H&T on the phone while it is still in contract. Am still short on money so I couldn't go collect the buyback after 30 days H&t have now sent a thrtening letter saying we have found phone does not belong to you and we'll be taking polic action etc unless you pay the prnciple loan amount back. no mention of giving me back the phone if i paid them the principl back.
not sure hy they are thretning me cos i told thme its on contrct and they have the right to sell it if i dont buyback.
what shud i be doing?
am new here so not sure of the right way to frame the question but help appreciated.
I had a phone+sim contract with vodafone that i stopped paying now. last momth I had some urgent money probs so took a £200 buy-back 30-day loan from H&T on the phone while it is still in contract. Am still short on money so I couldn't go collect the buyback after 30 days H&t have now sent a thrtening letter saying we have found phone does not belong to you and we'll be taking polic action etc unless you pay the prnciple loan amount back. no mention of giving me back the phone if i paid them the principl back.
not sure hy they are thretning me cos i told thme its on contrct and they have the right to sell it if i dont buyback.
what shud i be doing?
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