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Lowell Portfolio, Littlewoods, schoolboy error

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  • Lowell Portfolio, Littlewoods, schoolboy error

    Hi, I am being chased by lowell portfolio over an old Littlwoods account, it looks like it will be going to court, Littlewoods transfered/sold my account to lowell about 14 months ago.

    They are now claiming I owe them about £650, Littlewoods wer claiming I owed them about £450. I have finally found out what went wrong with my buy now pay later littlewoods account.

    I couldn't remember how much the dehumidifier cost so looked it up on the site and it was £340, anyway I paid it off with a single payment well before the 12 months were up and thought that was that. It turns out that they had lowered the price of the item by £25.99 without me noticing/realising. Littlewoods then after the 12 months on the buy now pay later account started relentlessly hounding me for £450, I told them were to stick it, as far as I was concerned I had paid it off.

    So littlewoods have charged me for the full failure to pay before 12 months were up. Now lowell portfolio are saying I am them £650, this is all over a schoolboy error of £25.99, this lacks any kind of morals, I am appauled by it all.
    Will the county court judge see reason with me over a £25.99 error and say it all lacks morals, or will he order me to pay the whole account of £650.
    Tags: None

  • #2
    Hi & welcome

    You need verifiable evidence & a bit of breathing space in which to acquire it.

    Send Lowell (Portfolio?) a CCA s78 request (+£1 payment) for documentation
    https://legalbeagles.info/library/gu...etter-example/

    & a SAR to the original creditor, Shop Direct (Littlewoods) to obtain all the data they hold concerning this account.
    https://legalbeagles.info/library/gu...ccess-request/


    Keep copies & get proof of posting.
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb


    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.


    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

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