Hi I’m new to the site and after some advice about paying off a CCJ please!
I have a ccj which was issued in 2016, long story short to a house I own but was not living in. Did not receive paperwork from tenant in time and so was unable to challenge it at the time despite it being a very old debt( So I fully acknowledge that this needs paying). Anyway according to the paperwork the ccj is for £1044.66, owed to ME111 Ltd (previously an Argos debt) and being dealt with by Restons solicitors.
I’m trying to clean up my credit file and have got some money together to pay this off in full, which I have phoned to do today. However....Restons now say the debt has gone up by another 200 odd pounds due to their ‘fees’ from obtaining a charging order against the house (have checked the register, it’s not actually a charging order but a restriction) and they say I would also have to pay £120 to have it removed!! Can they add these extra charges??? I’m really disappointed as I need this cleared and marked as ‘satisfied’ due to having to complete a rent application and I don’t have this extra 300 odd pounds. Any advice would be welcome thanks!
I have a ccj which was issued in 2016, long story short to a house I own but was not living in. Did not receive paperwork from tenant in time and so was unable to challenge it at the time despite it being a very old debt( So I fully acknowledge that this needs paying). Anyway according to the paperwork the ccj is for £1044.66, owed to ME111 Ltd (previously an Argos debt) and being dealt with by Restons solicitors.
I’m trying to clean up my credit file and have got some money together to pay this off in full, which I have phoned to do today. However....Restons now say the debt has gone up by another 200 odd pounds due to their ‘fees’ from obtaining a charging order against the house (have checked the register, it’s not actually a charging order but a restriction) and they say I would also have to pay £120 to have it removed!! Can they add these extra charges??? I’m really disappointed as I need this cleared and marked as ‘satisfied’ due to having to complete a rent application and I don’t have this extra 300 odd pounds. Any advice would be welcome thanks!